credit saint vs lexington law

Each credit repair firm offers a dedicated customer service line for clients that can help answer any questions you may have. Fast Facts Fees: $79 per month, plus a one-time fee of $99 Highlight: 90-day money-back guarantee But are its programs worth a try? If the total is suspiciously low, Sky Blue Credit Repair can help you restore it. After examining the pricing packages of both providers, you will not necessarily save a lot of money by choosing between the top packages offered by the two services. At this level,Credit Saintoffers unlimited disputes each dispute cycle, plus all the features included in the Credit Polish and Credit Remodel packages. As odd as it may sound, this is a pretty common problem yet very few people know what to do about it. Despite being the cheapest plan, it comes with comes impressive features including: You will have the option to cancel anytime or apply for a full refund if the company fails to remove any item within 90 days of account opening. Credit Saint is a repair company that was established in 2004 with the sole purpose of helping Americans fix their shaky credit histories.. Who Is a Better Credit Repair Company, Credit Saint or Lexington Law? This happens through negotiations with creditors, removing negative information reported to credit bureaus, and other strategies. Based on our analysis, bothCredit Saintand Lexington Law are good choices, withCredit Saintoffering a bit more value and transparency with respect to pricing. Of course, as with anything, different aspects of each company will appeal to different clients, so you should always individually weigh the pros and cons of both Credit Saint and Lexington Law before deciding which one would work best for you and your credit repair needs. It is quick and easy, but dont expect tailored insight or advanced credit repair options. Here we provide a direct comparison of each companys cost, reputation, customer service, and effectiveness. In business since 2004; Over 70 million removals and 22.3 million challenges and disputes; Has represented over 8.7 million clients; 89% of clients with improvement see an average credit score increase of 40 points Some people get lured in by the promises of low monthly payments or 0% APR credit cards, only to find themselves drowning in debt. Despite its ongoing regulatory troubles, Lexington Law gets overall positive reviews from past and current customers. Here are a few things to keep in mind as you decide: To help you get your finances back on track, TopConsumerReviews.com has evaluated and ranked the most popular credit repair services available today. It is one of the few companies that have an A+ Better Business Bureau rating. Each persons financial situation is unique, so its difficult to say how long credit repair will take. Like us? Learn more about our process. Their inquiry assistance program will help you remove late payments, judgements, and other negative items from your credit report. Additionally, Lexington Law's most advanced service level is more than Credit Saint's most advanced package option. On the positive side, they offer outstanding customer support, and some of their packages may be cheaper. Credit Saintand Lexington Law are both popular and well-known credit repair companies that have helped millions of clients repair their credit. Customers must receive a free credit consultation with Lexington Law to receive complete pricing. Well find out in this Credit Saint review and answer all questions you may have about the company. There is a one-time $99 sign-up fee, and then you pay $99.99 each month youre enrolled in the service. Here is a few list of features included in this plan: As you can see, this package is loaded with helpful features. We break down the benefits and possible drawbacks of both services, so you can choose which credit repair service is right for you. Your representative will discuss your credit history in detail, help you identify actionable items, and give you a recommendation for which services are best suited to your needs. I worked in the credit repair industry for about 10 years. Unfortunately, live chat is not available right now but you can get in touch with the team via email or the ticketing system or phone that is available 5 days a week. Read our Disclaimer Policy for more information. Couples discounts & regular work-free promotions. Although both companies have remained in business for a long time, are well-known, and have served many clients, deciding which one to use is a matter of personal preference. However, you will also have to pay a $99 first-work fee that is charged within 7 days of opening an account. The cheapest plan comes with several limitations including only five disputes per billing cycle of 45 days. You can choose from three plans. Who provides the best debt relief? You can get in touch with a credit repair company like Credit Saint and have them do the job for you. When conducting this Credit Saint review, we didnt find profiles of their service experts or their qualifications on the main site. On the plus side, Lexington Law credit repair only charges for the work it has already completed. In this The Credit Pros review, well have a look at one such company and gauge if its worth a try or not. So, if they are entirely dependent on mailing letters, it may mean waiting longer for the correspondence with the credit bureaus. Credit Weld is committed to providing you with the most up-to date, accurate and detailed information possible. Unlimited custom disputes are available on each plan. Like Credit Saint, Lexington Law also offers three credit repair packages: PremierPlus, Concord Premier, and Concord Standard. If you're behind on your tax payments or have past years where you didn't even file a return, you probably feel the pressure mounting. Learn more about how we make money. Some customers might like the benefit of having these types of legal experts on their side. Customers are always encouraged to reach out to the company directly. With this package, they will review your credit report and will provide clear next steps for you to take. Are you typically available to make calls during business hours? 89% of Lexington Law customers that have experienced improvement with the service have increased their credit score by at least 40 points. In the Google Play store alone, Lexington Law has an average 4.5-star rating out of more than 18,000 reviews. While we pickCredit Saint, its a close call, and Lexington Law is a respectablecredit repaircompany with a long history of helping people fix their credit. Furthermore, repairing your credit is not an overnight fix. Because its a real law firm, Lexington Law is different than most other credit repair companies. You might get a discount if you sign up as a couple, or if you're a current or former member of the military. Because Credit Saint and Lexington Law offer similar and comparable services, both companies have an extensive history of helping customers repair their bad credit scores. Offering the first-ever 90-day money-back guarantee in the credit repair industry, Credit Saint is relentlessly consumer-centric. Plus, it is BBB accredited with very few complaints under the belt. However, their number of years in business, excellent BBB rating, and good customer reviews suggest that they are effective in credit repair and one of the best companies in the business. Rosales vs. Lexington Law Firm was filed in Nebraska in 2017 and claimed violations of the Telephone Consumer Protection Act (TCPA) and Fair Credit Reporting Act. 8.2 million removals and 26+ million challenges and disputes since 2012. Lexington Law offers a free credit repair consultation, which includes a complete review of your FREE credit report summary and score. Your credit score even directly impacts the cost of your New Jersey auto insurance. Go to the official site, sign up for an account, pay the fee, and the company will get to work right away. With the facts presented before you, we hope our research provides clarity to your situation. It has a company mobile app (Apple and Android) where you can monitor account progress from the convenience of your phone. Contact us today to learn more and find out about our additional services. Credit repair involves identifying issues with your credit report, Our Ovation Credit review 2022 reaffirms the companys commitment to personalized credit repair. Other than that, you still get all the extra features available on the Clean Slate package. If you search the web for tips on how to repair your credit, you will come across Creditrepair.com reviews. UnlikeCredit Saint, however, Lexington Law is not accredited by the BBB. Not to mention, they are affordable, transparent, and offer more features compared to Lexington Law. Before making a decision about a credit repair service, its a good idea to read through the positive and negative reviews so you can get a feel for the pros and cons of each service. In a crowded market, it is hard for consumers to choose a credit repair company. Its important to note that Lexington Law disputes the CFPBs allegations and has filed a motion to dismiss the lawsuit. The professionalism of the customer support team is a huge factor in determining the probability of successful outcomes. According to the companys BBBprofile, it has a C rating, and the company receives just 2 out of 5 stars across 300+ customer reviews. There are no incurring fees, which means you will not have to worry about signing up for a long period of time. In contrast, Lexington Law's BBB rating is only a C. Review winner: Credit Saint Credit Repair Results of LExington Law Vs. Credit Saint Keep in mind that laws prevent any company that repairs credit from guaranteeing customers that they will see specific results as every credit repair situation is different, and various factors determine results. Dispute Avalanche designed to make things faster. Making it possible to keep tabs on your FICO rating as well as your scores from other reporting bureaus using credit monitoring services. When comparing Credit Saint and Lexington Law, consumers should take note of what educational resources both credit repair companies provide their customers. This service which analyzes the positives, includes coaching you on ways to pay your bills and open/close credit cards to maximize your credit score. If youre serious about repairing your credit and obtaining a good credit score and looking for a credit repair company to help you with the task, Credit Saint is one of the best credit repair companies to consider. Founded in 1991, Lexington Law is the oldest credit repair firm in the United States. Here are the details: The cheapest plan starts as low as $79.99. Credit Saint complaints and positive reviews. Credit Saint is a credit repair company that helps consumers repair their credit. And this gives you a chance to ask questions and explore your options. They'll help you remove negative items while teaching you how to optimize your financial choices to boost your credit score. Although many individuals attempt to do this task themselves, using a reputable credit repair service can relieve some of the stress associated with the process. Lexington Laws basic service package provides access to bureau challenges and creditor interventions. You can trust that when you read any article on Credit Weld, the interest of the reader comes first and the information provided leads to one goal: Improving your credit for life. On the positive side, it offers only one package at $79 per month with a corresponding setup fee of $79. BothCredit Saintand Lexington Law offer three pricing levels with comparable costs at each level of service. And let me be crystal clear, this package is loaded with features not included in the other two offerings. Customers can choose unique focus tracks, for instance, if their negative items resulted from student loans or divorce. It is a well-known credit repair company in the industry that offers some great features. provides you will all of the features included in the standard plan and the addition of Credit Report Watch Alerts. Unlike other credit repair firms, Lexington Law has been founded by qualified lawyers who know the industry well. Log in, Cost Comparison of Lexington Law Vs. Credit Saint, Lexington Law Credit Repair Packages and Pricing, Credit Saint Credit Repair Pricing and Packages, Credit Repair Results of LExington Law Vs. Credit Saint. If you have a bit of time to spare, consider checking more CreditSaint reviews that corroborate the great input of the individual advisors. Know what to do about it the industry well setup fee of $ 79 a long period of.... Suspiciously low, Sky Blue credit repair only charges for the work it has a company mobile app ( and... Such company and gauge if its worth a try or not is hard for consumers choose! 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